{"id":13995,"date":"2019-11-14T17:38:42","date_gmt":"2019-11-14T22:38:42","guid":{"rendered":"https:\/\/www.commoncause.org\/retirement-funds-or-iras\/"},"modified":"2024-12-10T15:20:56","modified_gmt":"2024-12-10T20:20:56","slug":"pondo-sa-pagreretiro-o-iras","status":"publish","type":"page","link":"https:\/\/www.commoncause.org\/tl\/donate\/retirement-funds-or-iras\/","title":{"rendered":"IRA o Pagbibigay ng Retirement Account"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":33,"featured_media":0,"parent":1284,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":""},"class_list":["post-13995","page","type-page","status-publish","hentry"],"acf":{"header":{"component_page_header":{"header_type":"default","title":"","lead":"","image":"","subnavigation":false}},"sidebar":{"helper_enable_sidebar":false,"helper_media_contact":{"heading":"Media Contact","manually_enter_person":false,"person":"","name":"","role":"","phone":"","email":""},"helper_links_downloads":{"heading":"Links & Downloads","links":null}},"page_layout":[{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"Donating to Common Cause through your IRA or other retirement accounts can be a tax-efficient way to support our mission. Here's how it works and the benefits it provides:\u00a0<\/span>\r\n\r\nUpang isama ang Karaniwang Dahilan bilang isang benepisyaryo ng iyong pagreretiro o iba pang plano sa pagpaplano sa pananalapi, kumpletuhin lamang ang isang form na "Pagbabago ng Makikinabang" sa iyong provider ng plano.\u00a0<\/span>\u00a0<\/span>\r\n\r\nKakailanganin mo ang sumusunod na impormasyon upang makumpleto ang form:<\/span>\u00a0<\/span>\r\n\r\nCommon Cause Education Fund<\/span>\r\nAttn: <\/span>Sam Anderson-Chinnes<\/span>\r\n805 15th Street NW, Suite 800<\/span>\r\nWashington, DC 20005<\/span>\r\nNumero ng tax ID 31-1705370<\/span>\u00a0<\/span>\r\n\r\nKung mayroon kang anumang mga tanong tungkol sa paggawa ng regalo sa IRA o retirement plan, o kailangan ng karagdagang detalye, mangyaring huwag mag-atubiling makipag-ugnayan sa membership team sa <\/span>giving@commoncause.org<\/span><\/a>.<\/span>\u00a0<\/span>\r\n\r\nQualified Charitable Distributions (QCDs)<\/strong><\/span>\u00a0<\/span>\r\n
    \r\n \t
  1. Pagiging karapat-dapat<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
      \r\n \t
    • Kinakailangang Edad<\/strong><\/span>: Ikaw ay dapat na hindi bababa sa 70\u00bd taong gulang upang makagawa ng isang Qualified Charitable Distribution (QCD) mula sa iyong IRA.<\/span><\/li>\r\n \t
    • Uri ng Account<\/strong><\/span>: Ang QCD ay dapat nanggaling sa isang tradisyunal na IRA, bagama't ang ilang mga plano sa pagreretiro na inisponsor ng employer ay maaaring maging karapat-dapat kung ang mga ito ay unang ililipat sa isang IRA.<\/span><\/li>\r\n<\/ul>\r\n
        \r\n \t
      1. Mga Benepisyo sa Buwis<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
          \r\n \t
        • Pag-iwas sa Income Tax<\/strong><\/span>: Ang mga QCD ay hindi kasama sa iyong nabubuwisang kita. Maaari itong maging kapaki-pakinabang dahil maaari itong makatulong sa iyo na maiwasan ang mas mataas na mga bracket ng buwis sa kita at potensyal na pagbubuwis sa mga benepisyo ng Social Security.<\/span><\/li>\r\n \t
        • Mga Kinakailangang Minimum Distributions (RMDs)<\/strong><\/span>: Ang mga QCD ay binibilang sa iyong mga kinakailangang minimum na pamamahagi (RMD), na dapat mong simulan sa edad na 73. Sa pamamagitan ng pagdidirekta sa mga pamamahagi na ito sa kawanggawa, maaari mong bawasan ang iyong nabubuwisang kita.<\/span><\/li>\r\n<\/ul>\r\n
            \r\n \t
          1. Mga Limitasyon sa Kontribusyon<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
              \r\n \t
            • Taunang Limitasyon<\/strong><\/span>: Maaari kang mag-donate ng hanggang $100,000 bawat taon nang direkta mula sa iyong IRA sa isang kwalipikadong charity tulad ng Common Cause.<\/span><\/li>\r\n \t
            • Mag-asawang Mag-asawa<\/strong><\/span>: Kung ang parehong mag-asawa ay may mga IRA at hindi bababa sa 70\u00bd, bawat isa ay maaaring mag-donate ng hanggang $100,000, na may kabuuang $200,000 bawat taon.<\/span><\/li>\r\n<\/ul>\r\nPaano Gumawa ng QCD sa Karaniwang Dahilan<\/strong><\/span>\u00a0<\/span>\r\n
                \r\n \t
              1. Makipag-ugnayan sa Iyong IRA Custodian<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
                  \r\n \t
                • Ipaalam sa iyong IRA custodian na gusto mong gumawa ng Kwalipikadong Charitable Distribution sa Common Cause. Magbibigay sila ng mga kinakailangang form at tagubilin.<\/span><\/li>\r\n<\/ul>\r\n
                    \r\n \t
                  1. Magbigay ng Impormasyon sa Kawanggawa<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
                      \r\n \t
                    • Ibigay sa iyong tagapag-alaga ang mga sumusunod na detalye tungkol sa Karaniwang Dahilan:<\/span><\/li>\r\n \t
                    • Legal na Pangalan<\/strong><\/span>: Common Cause Education Fund<\/span><\/li>\r\n \t
                    • Address<\/strong><\/span>: 805 15th Street NW, Suite 800, Washington, DC 20005<\/span><\/li>\r\n \t
                    • Numero ng ID ng Buwis<\/strong><\/span>: 31-1705370\u00a0<\/span><\/li>\r\n<\/ul>\r\n
                        \r\n \t
                      1. Tukuyin ang Halaga<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
                          \r\n \t
                        • Ipahiwatig ang halaga na nais mong ibigay. Tandaan, ang pamamahagi ay dapat gawin nang direkta mula sa iyong IRA hanggang sa Common Cause upang maging kwalipikado bilang isang QCD.<\/span><\/li>\r\n<\/ul>\r\n
                            \r\n \t
                          1. Panatilihin ang mga Tala<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
                              \r\n \t
                            • Panatilihin ang isang kopya ng liham ng pagtuturo sa iyong tagapag-ingat ng IRA at anumang sulat mula sa Common Cause na kumikilala sa iyong donasyon. Ang dokumentasyong ito ay mahalaga para sa iyong mga talaan ng buwis.<\/span><\/li>\r\n<\/ul>\r\n\u00a0<\/span>\u00a0<\/span>\r\n\r\nMga Karagdagang Pagsasaalang-alang<\/strong><\/span>\u00a0<\/span>\r\n
                                \r\n \t
                              1. Mga Account sa Pagreretiro na Hindi IRA<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
                                  \r\n \t
                                • Kung mayroon kang iba pang mga account sa pagreretiro, tulad ng 401(k) o 403(b), maaaring kailanganin mong i-roll ang mga pondong ito sa isang tradisyonal na IRA bago gumawa ng QCD.<\/span><\/li>\r\n<\/ul>\r\n
                                    \r\n \t
                                  1. Pagpaplano ng Buwis<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
                                      \r\n \t
                                    • Kumunsulta sa isang tax advisor para maunawaan ang epekto ng mga QCD sa iyong pangkalahatang sitwasyon sa buwis. Makakatulong ito sa iyo na i-maximize ang mga benepisyo ng iyong diskarte sa pagbibigay ng kawanggawa.<\/span><\/li>\r\n<\/ul>\r\n
                                        \r\n \t
                                      1. Timing<\/strong><\/span>:<\/span><\/li>\r\n<\/ol>\r\n
                                          \r\n \t
                                        • Siguraduhing makumpleto ang pamamahagi sa ika-31 ng Disyembre kung gusto mong mabilang ito sa iyong RMD para sa kasalukuyang taon. Simulan ang proseso nang maaga upang maiwasan ang anumang pagkaantala.<\/span><\/li>\r\n<\/ul>"}}]},"yoast_head":"\nIRA or Retirement Account Giving - Common Cause<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.commoncause.org\/tl\/mag-abuloy\/pondo-sa-pagreretiro-o-iras\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IRA or Retirement Account Giving\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.commoncause.org\/tl\/mag-abuloy\/pondo-sa-pagreretiro-o-iras\/\" \/>\n<meta property=\"og:site_name\" content=\"Common Cause\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CommonCause\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-10T20:20:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.commoncause.org\/wp-content\/uploads\/2024\/10\/CC-Share-Graphic-Main9.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@CommonCause\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/\",\"url\":\"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/\",\"name\":\"IRA or Retirement Account Giving - Common Cause\",\"isPartOf\":{\"@id\":\"https:\/\/www.commoncause.org\/#website\"},\"datePublished\":\"2019-11-14T22:38:42+00:00\",\"dateModified\":\"2024-12-10T20:20:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/#breadcrumb\"},\"inLanguage\":\"tl\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.commoncause.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Donate\",\"item\":\"https:\/\/www.commoncause.org\/donate\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"IRA or Retirement Account Giving\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.commoncause.org\/#website\",\"url\":\"https:\/\/www.commoncause.org\/\",\"name\":\"Common Cause\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.commoncause.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.commoncause.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"tl\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.commoncause.org\/#organization\",\"name\":\"Common Cause\",\"url\":\"https:\/\/www.commoncause.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tl\",\"@id\":\"https:\/\/www.commoncause.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.commoncause.org\/wp-content\/uploads\/2024\/05\/Common-Cause-Logo.png\",\"contentUrl\":\"https:\/\/www.commoncause.org\/wp-content\/uploads\/2024\/05\/Common-Cause-Logo.png\",\"width\":2066,\"height\":331,\"caption\":\"Common Cause\"},\"image\":{\"@id\":\"https:\/\/www.commoncause.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/CommonCause\",\"https:\/\/x.com\/CommonCause\",\"https:\/\/www.instagram.com\/ourcommoncause\/\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"IRA o Pagbibigay ng Retirement Account - Karaniwang Dahilan","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.commoncause.org\/tl\/mag-abuloy\/pondo-sa-pagreretiro-o-iras\/","og_locale":"en_US","og_type":"article","og_title":"IRA or Retirement Account Giving","og_url":"https:\/\/www.commoncause.org\/tl\/mag-abuloy\/pondo-sa-pagreretiro-o-iras\/","og_site_name":"Common Cause","article_publisher":"https:\/\/www.facebook.com\/CommonCause","article_modified_time":"2024-12-10T20:20:56+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.commoncause.org\/wp-content\/uploads\/2024\/10\/CC-Share-Graphic-Main9.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@CommonCause","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/","url":"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/","name":"IRA o Pagbibigay ng Retirement Account - Karaniwang Dahilan","isPartOf":{"@id":"https:\/\/www.commoncause.org\/#website"},"datePublished":"2019-11-14T22:38:42+00:00","dateModified":"2024-12-10T20:20:56+00:00","breadcrumb":{"@id":"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/#breadcrumb"},"inLanguage":"tl","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.commoncause.org\/donate\/retirement-funds-or-iras\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.commoncause.org\/"},{"@type":"ListItem","position":2,"name":"Donate","item":"https:\/\/www.commoncause.org\/donate\/"},{"@type":"ListItem","position":3,"name":"IRA or Retirement Account Giving"}]},{"@type":"WebSite","@id":"https:\/\/www.commoncause.org\/#website","url":"https:\/\/www.commoncause.org\/","name":"Karaniwang Dahilan","description":"","publisher":{"@id":"https:\/\/www.commoncause.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.commoncause.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"tl"},{"@type":"Organization","@id":"https:\/\/www.commoncause.org\/#organization","name":"Karaniwang Dahilan","url":"https:\/\/www.commoncause.org\/","logo":{"@type":"ImageObject","inLanguage":"tl","@id":"https:\/\/www.commoncause.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.commoncause.org\/wp-content\/uploads\/2024\/05\/Common-Cause-Logo.png","contentUrl":"https:\/\/www.commoncause.org\/wp-content\/uploads\/2024\/05\/Common-Cause-Logo.png","width":2066,"height":331,"caption":"Common Cause"},"image":{"@id":"https:\/\/www.commoncause.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CommonCause","https:\/\/x.com\/CommonCause","https:\/\/www.instagram.com\/ourcommoncause\/"]}]}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Common Cause","distributor_original_site_url":"https:\/\/www.commoncause.org\/tl","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/pages\/13995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/comments?post=13995"}],"version-history":[{"count":4,"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/pages\/13995\/revisions"}],"predecessor-version":[{"id":24703,"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/pages\/13995\/revisions\/24703"}],"up":[{"embeddable":true,"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/pages\/1284"}],"wp:attachment":[{"href":"https:\/\/www.commoncause.org\/tl\/wp-json\/wp\/v2\/media?parent=13995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}